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Home Loan


Get the best rates that will help you buy your new home







What is Home Loan?


For many people paying the total cast of the new house in one go is impossible. Here Property Loan or Home Loan gives a big support to buy your new house. Home loan can help you in many ways, it can be helpful for purchasing a new home or constructing an existing residential property.

Maximum Loan Amount

₹ 30 Lakhs

Loan Term

1 Year to 4 Years

Interest Rates

10% – 15%

How to apply for Home Loan?

Apply Online

Fill simple application form

We are coordinating

with 30+ banks / NBFCs to get your application.

Rates

We get the best rates for you.

Approval

Loan is approved and amount credited.

Advantages of Home Loan?

☞ Lower interest rates as its secured loan.

☞ Helpful for all Home related expenses.

☞ Greater Credit Eligibility.

Minimum Requirements for Home Loan

ANNUAL REVENUE

₹ 50 Lakhs

CREDIT SCORE


TIME IN BUSINESS

2 Years

Documents required for Home Loan

 

PAN CARD/PASSPORT

PROCESSING FEE CHEQUE

BANK STATEMENT

CREDIT SCORE


AADHAR CARD/PASSPORT


COPY OF PROPERTY DOCUMENTS

LAST 2 YEARS BALANCE SHEET


LATEST OD/CC SANCTION LETTER

INCOME TAX RETURN OF LAST 2 YEARS

PROOF OF BUSINESS


PROFIT & LOSS STATEMENT


Frequently asked questions

☞ HL EMI is a defined amount you will pay for repayment of your loan monthly till the loan is completely paid.
☞ However, the EMI amounts stays the same, every month the part of interest keeps coming down and principal keeps on increasing, except when interest rate increases.
☞ Longer the tenure, lower the EMI. HL tenure in India ranges from 5 years to maximum of 18 years.
☞ Key benefit of paying Home Loan EMI through ECS is that, there is no signature mismatch risk for cheque bouncing or any other technical issue. Note heavy cheque bouncing charges are charged by the banks even for technical bounce and therefore, it is advisable to avoid this risk by availing ECS mode of debit.
☞ Basic method is applied for calculating the EMI. Its, bigger the loan amount, higher will be the EMI, smaller the loan, lower the EMI. Larger the loan tenure, smaller the EMI.
☞ To buy the new home you take a property loan or home loan. The developer of the property is paid the cost of the home according to the payment plan by the lender. the borrower in turn pays EMIs which is spread over the tenure of the loan.
☞ Your income, savings, debt obligations are considered.
☞ Cost/value of the property against which you want loan are considered
☞ Your track record for other loans, credit cards repayments are considered